JOY COKER – Group Head, Projects & Investments

Joy graduated from the University of Benin with a BSc in Mathematics and Economics. She also obtained an MSc In Corporate Finance and Investment from the London Metropolitan University in London.

She has over 14 years professional work experience in financial services and housing sectors, having worked with Guaranty Trust Bank plc, NATWEST Bank plc, Pison Housing Solutions UK, Vangent Plc UK, Marina Securities (Now Coronation Capital). In the course of her banking career, she has served as customer service manager, Settlements and Accounting Manager and also the Head, Wealth management in the High Networth Unit.

She commenced her mortgaging banking career in 2008 as an Assistant Manager with ASO Savings and Loans Plc, Nigeria’s largest originator of mortgage assets, where she managed comprehensive database of existing and prospective commercial accounting relationship. While in ASO she was also responsible for Real Estate projects in the South-West region where she managed lending propositions and monitored quality of existing credit relationship.

Prior to joining New Prudential Mortgage Bank, she worked as the Head, Marketing and Business Development for Abbey Mortgage Bank.

She is a member of the Chartered institute of stockbrokers.


TITILAYO MACAULAY – Group Head, Treasury & Business Development

Titilayo started her career at Chartered Bank in 1992 in the Private Banking Department and also worked in other departments, Treasury, Marketing, Credit, Foreign Operations and Treasury Operations. After 8 years she moved to City Express Bank and was the Bank’s Treasurer till 2005 when she left for Gateway Bank where she worked as the Chief marketing Officer with major responsibility for Liability and Relationship Management. In the same year, the bank merged with Intercontinental Bank Plc and she had the opportunity of supervising branches comprising of marketing and operations.

She left the bank as an Assistant General Manager with responsibility for growing Retail Business and Relationship Management in Lagos Region in April 2012. Thereafter, she left Access Bank to become a partner in a financial consulting outfit. Titilayo has attended several training sessions both locally and Internationally. She is an alumnus of the prestigious Lagos Business School and the London Business School.


IFOGHALE EKINODO – Group Head, Mortgages & Product Development

Ifoghale is a graduate of banking and finance. He started his career as a trainee in the world class firm of Chartered Accountants – Arthur Andersen where he acquired experience in Audit & Business consulting. His 16 years in Commercial banking spans over various banking units – project finance, corporate banking, commercial banking, loan syndication and loan workout.

In 2005, he joined Oceanic Bank (now Ecobank) as Head, Corporate Banking in Charge of the Ikeja Business area of the bank with responsibility of managing all the banks relationship with blue chip companies. Thereafter he had a brief stint with Enterprise bank and then Union Bank where he left as a Senior Manager. Ifoghale has attended several training sessions both locally and internationally.

He has a certificate in Project leadership and financial management from the prestigious Cornell University, USA.